1. I go one step further and have my employer direct deposit a specified amount of my paycheck straight into my savings account.

    That way I never see it in my checking account and I am never tempted to spend it.


    1. I fully support this system. My employer sometimes forgets to pay me (wish I was kidding) so this system won’t work for me right now. But it makes a ton of sense and should make your life easier!


  2. Reblogged this on twentiesinyourpocket and commented:

    I’m still working on building up my emergency fund, because guess what? I had emergencies that I had to pay for. Luckily, I had already begun saving in case an unexpected expense came up- hopefully you can avoid getting in a financial bind, too!


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