How to Afford Your Social Life

  Hi, readers! I spent my leanest years in some pretty rockin cities, and I didn’t let a shortage of cash get in the way of my social life. There are lots of ways to have a really good time without spending too much money- you just have to be clever about it. Here are…

How to open a Roth IRA

My good friend Kimberlyn and I were talking about personal finance at a party (what else? I am a really fun party guest). Kimberlyn told me that when she was in college she had a professor who told everyone they should open up a Roth IRA immediately. Kimberlyn’s amazing response? I couldn’t even afford crackers,…

What to do when you win the lottery

…or get your tax refund. Suddenly you have a ton of money! Yeah! But what do you do with it? You are my wise and clever reader, so you know it is not smart financial planning to blow it all on a sports car. But this new money isn’t in your budget, so how do…

Car shopping

I don’t know anything about cars except that you shouldn’t put diesel into a car that doesn’t take diesel and also something about sugar in a gas tank will wreck the car? Understanding cars is a monster subject. I don’t even own a car, so this is the first installment of a few guest posts by Darius about our…

My Version of Extreme Couponing

By writing this post I am revealing a somewhat embarrassing part of my budget strategy. While I admittedly love the show Extreme Couponing, I also think those people are a little crazy and I don’t think that extreme couponers offer much wisdom to ordinary people who don’t have access to 200 newspapers and 40 hours…