What to do when you win the lottery

…or get your tax refund. Suddenly you have a ton of money! Yeah! But what do you do with it? You are my wise and clever reader, so you know it is not smart financial planning to blow it all on a sports car. But this new money isn’t in your budget, so how do…

Car shopping

I don’t know anything about cars except that you shouldn’t put diesel into a car that doesn’t take diesel and also something about sugar in a gas tank will wreck the car? Understanding cars is a monster subject. I don’t even own a car, so this is the first installment of a few guest posts by Darius about our…

Budgeting when you use ca$h

I am not a big ca$h user. I like to use Mint to track my spending, so I put almost everything on my credit card and then I pay it off in full every month. I watch Mint like a hawk, so I’m never surprised when my bill comes in because I have been watching…

Budget like a Rock Star

So you are convinced that it is a good idea to make a budget, right? Right! But how do you start? Let’s start with the easy part- income. Most people have a fairly steady income and should know how much money is coming in. If you have a variable income, you need to treat it…