Saving money by picking up the phone

As I was perusing my Mint account the other day, I noticed that for the first time ever I had incurred a fee from my amazing bank, Charles Schwab.¬†What? Didn’t they read my post about how much I adore their fee-free services? It turns out that I had deposited¬†a check that bounced. Now, this is…

All About Credit

I’m sure you have heard quite a bit about credit. Good credit, bad credit. But what exactly is credit? Quick answer: “Credit” generally refers to your credit score, which is a number that grades you on how risky it may be to give you a loan. Having good credit means that you are expected to…

What to do when you win the lottery

…or get your tax refund. Suddenly you have a ton of money! Yeah! But what do you do with it? You are my wise and clever reader, so you know it is not smart financial planning to blow it all on a sports car. But this new money isn’t in your budget, so how do…