New Year’s Resolution Reminder!

Today is the (self imposed, entirely made up) deadline for setting up a budget tracking system!┬áThis doesn’t mean you have to decide on your whole budget today, this means you are taking the next few months to track where your money goes. Once you have a good idea about how much you spend each month…

Budgeting when you use ca$h

I am not a big ca$h user. I like to use Mint to track my spending, so I put almost everything on my credit card and then I pay it off in full every month. I watch Mint like a hawk, so I’m never surprised when my bill comes in because I have been watching…

Budget like a Rock Star

So you are convinced that it is a good idea to make a budget, right? Right! But how do you start? Let’s start with the easy part- income. Most people have a fairly steady income and should know how much money is coming in. If you have a variable income, you need to treat it…