Budgets or the line at the DMV: Which is Worse?

Have you been putting off making a budget for yourself? Read this oldie but goodie for a little inspiration.

twentiesinyourpocket

Budgets sound like they are NO FUN. They sound like they are as much fun as going to the DMV, except that you don’t need a budget to drive a car…so maybe you can skip that particular adult task? No. No, you cannot.
I am betting that even the word budget makes you feel guilty. And maybe a little scared. I used to feel exactly the same way. I thought that if I had a budget, then I was certainly going to go over that budget every month, and then instead of feeling vaguely guilty about something that I didn’t really know about I would have a real reason to feel guilty for mismanaging my finances. If I didn’t have a plan, I couldn’t feel bad about not following the plan, right?

Except that…without a plan, how would I be able to save for things I really want? You’ll notice…

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